GARY F. JOYAL

GARY F. JOYAL
CEO Joyal Capital Management, LLC & Managing Partner of the AFFILLIATE companies

Gary currently serves as Chief Executive Officer for Joyal Capital Management, LLC and Managing Partner of its affiliates; Joyal Insurance Agency, LLC, JCM Mortgage Co., LLC, JCM Franchise Development, LLC, Joyal Property & Liability, Inc. and multiple Real Estate holding companies with offices located in Boston, MA and Boca Raton, FL.. Gary’s core responsibilities include overseeing all entities and developing brand recognition on a national level.  On a philanthropic note, Gary is also the Founder of Joyal Capital Management Foundation, Inc.  

Joyal Insurance Agency, LLC formed in 1989 with Gary acting as Managing Member. This independent agency has relationships with over 35 insurance companies to meet the needs of  the firms clients with active  licenses in over 18 states. Joyal Capital Management, LLC was formed in September, 2000 with Gary Joyal Managing Member currently Chairman, CEO as of January 2011.  In 2003 the Wealth Management Division of JCM was created to  provide the distinction of real time, fully integrated, and completely updated planning for clients including; profit and loss, new business development, joint venture relationships and client service.   

Gary continued his forward thinking business strategy by forming JCM Mortgage Company, LLC in September 2001 to meet the increasing demand for debt funding for real property refinancing and acquisitions .  In 2009 in keeping with the philosophy of Total Plan Integration, through the holding company, he formed a strategic partnership with Northern Bank & Trust Company (“Northern”) a Boston based full service Bank and Trust that offers a complete suite of banking and financing options including Residential, Commercial, Construction, and Personal Loans, initiating this relationship in a concerted effort to reduce turnaround times for finance approvals and to open a pipeline of creative finance options for small businesses.
 
Since a large part of the core company rolodex is franchisee based, JCM Franchise Development, LLC was formed in June, 2006 with Gary acting as, Managing Member. This franchise division is based on the foundation of providing differentiated, value-added advice and services to clients on complex strategic decisions and transactions. range of strategic transactions, including mergers and acquisitions, sell-side and buy-side advisory services, leveraged buy-outs, joint ventures, strategic alliances, refinancing, debt placement, and other restructurings.

Philanthropic giving is an important part of giving back to the community and thus Joyal Capital Management Foundation, Inc. was borne from this commitment in September 2008 where as  Founder he established a clear mission to actively serve those in need by building permanent charitable capital, making philanthropic grants and providing services that contribute to the health and vitality of the community through interactive giving. The original “$100 for 100” program is now helping thousands of children in need with an ongoing expansion across the country.

Gary began his career in the Estate, Business and Financial Planning marketplace in 1984 with MetLife State Street where he qualified as the youngest person ever for the prestigious President’s Council.  He has been affiliated for over 20 years with Guardian Life Insurance Company of America where he served as President of the Executive Committee and was instrumental in the formation of Guardian Trust Company FSB.